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5 Benefits of Cash-Pay Clinics

Imagine for a moment that you’ve had back for a couple of weeks, and it’s now shot up your spine and into your neck. What once started as a dull pain is burning red hot every time you turn your head or sit up for more than ten minutes. You can’t sleep or go outside like you used to. Then you come across a new type of treatment known as cash-based physical therapy specializing in back injuries. Here at Impact Medical in Lutz, we bet this isn’t the first time you’ve heard of cash-based physical therapy. It just may have been called private or self-pay physical therapy. 

But, do you know all the benefits that cash-pay clinics offer you for your injuries and healing journey? While you are no doubt excited and ready to take back control of your life and live as pain-free as possible, the very idea of not using your insurance for physical therapy may terrify you. 

The truth is there are many benefits to cash-pay physical therapy clinics, and it’s time you discovered them for yourself. Here are our Impact Medical top five benefits of cash-pay clinics for your healing and recovery.

More One-On-One Time with Your Therapist

This is, without question, the most crucial benefit to your recovery. When you’re worried about having a therapist who will watch the clock and get you in and out as fast as they can, you’re not going to get the high level of treatment you deserve. By not having to bill an insurance company after your session, your provider can provide you with more one-on-one attention. Typically, there are no aides or trainers involved in your session. You spend every minute of your session with your physical therapist. Cash-pay treatment means you’re the customer, not the insurance company, and you’re able to reap the benefits of that dedicated time. 

More Customized Treatment Plans

Cash-pay clinics have the freedom to create a customized plan for every patient that’d better designed for your body and the way it heals. In addition, you’ll be able to discuss your goals and work closely with a collaborator in your recovery rather than just someone who’s billing your insurance for their time. 

These clinics don’t pack as many patients as they can into their offices to make as much money as possible. Instead, they’re more about dedicated, personalized services using their specialized skills to provide exceptional patient care. 

You Get Better Value for Your Money

Many health insurance companies don’t cover the costs of your physical therapy visit as it is. Even with solid insurance, you may still be responsible for copays and deductibles every visit. But when you work with a cash-pay clinic, you’re getting that extra added human connection every time you come in. However, when you choose to work with a PT that your insurance recommends, you can find yourself in the middle of an entirely impersonal PT session almost every time. And that poor care quality can have other effects such as: 

  • Minimal time with your licensed physical therapist.
  • Different physical therapists every visit leads to inconsistent care.
  • Parts of your session are supervised by a physical therapy technician rather than your therapist.

Cash-based physical therapists aren’t in your insurance network, which means they answer to you and your needs. You are the buyer, and you can choose the right services for your needs. This translates to a more concierge-style treatment and approach, which helps add more value for your money. 

You Have the Ability To Choose Your Specialist

When your injury impacts your ability to earn a living or enjoy your regular routine, your quality of life dwindles. And this makes finding the right physical therapist to optimize your recovery all the more critical to your wellbeing. But not all physical therapists are the same—at all. 

Many PTs specialize in specific areas of practice that have spent years earning an incredible amount of expertise and developing the necessary skills, certifications, and more to properly and effectively treat your specific injury or problem. Cash-pay physical therapy specialists can dive full-on into understanding your problem and creating a customized treatment plan to help you recover as quickly as possible. And they give you the ability to meet with as many PTs as you need until you find the right one for your injury and healing needs. 

Paying Upfront Means, You Get Upfront Pricing

Cash-pay clinics are like joining a gym. Of course, you can’t use the gym without first paying for your membership, but they’re really more like signing up for personal training where you’re getting personalized attention and care for your problem. 

Getting PT through your insurance company can mean that the clinic you choose may charge upward of $250 per session to your insurance. And if you haven’t yet met your deductible, you’re fully responsible for that amount until you do. By trusting your recovery to a cash-pay clinic, you’re able to curate your care plan to fit your needs and your budget. Plus, many cash-pay clinics offer special pricing for their self-pay patients that they don’t to others. 

Stop Living in Pain Today

If you are tired of living in pain and worrying that you can’t get the specialized treatment you need because your insurance won’t cover it, we invite you to reach out to our Impact Medical team in Lutz. Our friendly and experienced staff is here to provide you with the specialized medical care you deserve, and we have cash-pay plans designed to get you the treatment you need today. 

The road to wellness starts here…So, give us a call today at 813-536-4271.