Does Insurance Cover Post-Accident Chiropractic Care?
The expenses of car accidents can really add up. And so might the injuries. So, it’s always best to seek care immediately if you are experiencing pain and discomfort. However, will your insurance cover any post-accident chiropractic care? Impact Medical Group of Port Richey shares more details below.
Here’s the good news. Most insurance companies cover chiropractic treatment. Auto and liability insurances often pay for services though you must seek care within 14 days of the accident. This rule applies to all personal injury insurance claims. In other words, to claim medical expenses you must visit a medical professional within 14 days of the accident. If you do, at least 80% of the costs are covered by the insurance company. If you wait, the insurance company has the right to refuse your claim. This timeline protects insurance companies from false claims and encourages people to get medical attention sooner rather than later. Let’s take a look at what you can expect on your first visit.
Chiropractors specialize in treating accident injuries. After confirming that your injuries are not life-threatening, schedule an evaluation with our medical team. This initial visit entails reviewing the patient’s medical history and current condition. Before any treatment begins, we will go over the details of your accident along with the lifestyle, existing medical conditions, or additional concerns that can help doctors create a personalized treatment plan. Recommendations may include chiropractic adjustments, massage therapy, traction, and physical therapy. Treatment is tailored to the patient and can be adjusted (pun intended!) at any time.
Afterward, a doctor typically performs a physical examination. During this time, specific injury areas are tested by having the patient perform certain body motions or tasks. External injuries like cuts, bruises, or burns will be evaluated and treated based on the severity of the condition. Soft tissue injuries that impact muscles, tendons, or ligaments may present as strains, bruises, or tears. If other injuries are suspected, advanced diagnostic imaging like a CT scan or MRI may be recommended.